KOC Honor and Appreciation

We are thrilled to share an exciting milestone in IMW  journey,

Our Vice President Mr. Ahmed Omar Ezz Eldin, had the honor of attending and receiving an appreciation and honors for International Naval Works “INW” for the extraordinary performance while executing contracts for  Diving and Marine Offshore Services,

It was 13 Years, full of achievements, challenges, and success along with different experiences to accomplish for more than one contract.

This Journey wouldn’t be with this greatness unless the guidance and continued feedback we got from KOC diverse leadership and wise management 🤝

All thanks and appreciation to the INW team who participate in the progressive relationship with KOC, for their efforts and support the implementation of INW Core Values and KOC Standards 🌍

proud of our team’s loyalty and dedication Toward our ongoing growth and success. 🌟

checking accounts 3

10 Best Checking Accounts Of 2025

This account is especially beneficial for those who regularly make purchases with their debit card. Discover also offers free access to over 60,000 ATMs nationwide and no monthly fees. Almost everyone has a checking account to deposit paychecks and cash for monthly expenses. Checking accounts stand out for being easily accessible, but, unlike savings accounts, checking accounts generally don’t accrue interest.

  • This can help you avoid accidentally spending more than what’s in the account.
  • Choosing the best checking account depends largely on your personal needs and financial habits.
  • For students, many checking accounts offer no monthly maintenance fees and low or no minimum balance requirements, which makes them a great option for those just starting out.
  • These accounts may charge small fees for certain services, but they often waive those fees if you meet specific conditions, such as enrolling in direct deposit or maintaining a modest balance.

It’s the destination for your income, and the point of egress for your bills. If you’d prefer to have a bit of anonymity, though, consider opening a single joint checking account for you and your spouse, as well as separate ones for each of you. Each of your incomes could go into your respective checking accounts, and then you can fund your joint checking account with regular transfers to cover family expenses (such as a mortgage). While you’ll have more autonomy of your income, you’ll have to spend more time making sure you have enough money in the correct accounts to cover your monthly bills. There really is no advantage for a single individual, though, to have multiple checking accounts. This is a great option if you prefer a debit card to a credit card in order to manage your spending.

checking accounts

By understanding which services are most relevant to your life, you’ll be able to make an informed decision and end up with the best possible checking account for you. The best checking account is the NBKC Bank Everything Account, which earned 5.0 stars thanks to its combination of low fees, convenient customer service features and high interest rates. In our independent analysis, it beat out 157 checking accounts offered by 66 nationally available banks and credit unions. Choosing the right checking account is an important step in managing your finances, and it all comes down to your individual needs.

SoFi

To determine which checking accounts offer the best return on your money, CNBC Select analyzed dozens of U.S. checking accounts offered by online and brick-and-mortar banks, including large credit unions. We narrowed down our ranking by only considering those checking accounts that offer an above-average APY and manageable ways to earn the high return. Take note that interest-bearing checking accounts will usually have more requirements, such as setting up a direct deposit and making a certain number of monthly debit card transactions, to earn the high APY. The Schwab Investor Checking account is a compelling choice, especially for frequent travelers and investors. Customers receive fee-free access to ATMs all over the globe, which means you’ll have easy access to your money whether you’re at home or abroad.

Our top picks of timely offers from our partners

You can earn top-tier interest with basic account activity, all while enjoying fee-free ATM access across the country. Greg McBride is a CFA charterholder with more than a quarter-century of experience analyzing banking trends and personal finance. As Bankrate’s Chief Financial Analyst, he leads the team that researches and provides guidance on savings vehicles, from high-yield savings accounts to CDs. Through Bankrate.com’s Money Makeover series, he has helped consumers develop their saving habits, maximize their returns on deposit accounts, and make smart decisions about where to keep their cash. He is frequently quoted by major media outlets on banking trends and Federal Reserve policy impacts on deposit rates. LendingClub Bank is an FDIC-insured online bank known for its Rewards Checking account that earns cash back and interest and also offers ATM fee reimbursement.

Best banks for checking accounts in August 2025

Traditional checking accounts often come with access to a physical branch where you can speak with a representative in person if needed. While this is great for those who prefer face-to-face banking, it might not be necessary for everyone. Axos Bank is an online bank whose personal financial products include banking, investing, retirement funds, mortgages, personal loans, auto loans and marine loans. It also offers small business banking, commercial banking and commercial lending. Moreover, Capital One promotions in 2025 offer a generous checking bonus, providing an excellent opportunity for new customers to earn extra cash simply by opening a checking account. Like savings accounts, but also commonly come with debit cards and/or check-writing privileges.

Checking Account Features to Look For

However, the rate is significantly higher than what you would find in most standard checking accounts. Online banks tend to offer the most fee-friendly checking accounts, thanks to their lack of physical branches. Without the overhead costs of maintaining brick-and-mortar locations, these banks can pass the savings on to you by eliminating or reducing fees. Many online banks offer accounts with zero monthly maintenance fees and free access to a broad network of ATMs. If you’re looking for a checking account that offers more than just basic services, a high-yield checking account might be the right option for you. These accounts provide a higher interest rate than traditional checking accounts, allowing your money to grow faster.

  • You can read more about our editorial guidelines and the banking methodology for the ratings below.
  • Fulfilling one set of these requirements will also earn you a very high rate on Axos ONE Savings.
  • These accounts also tend to come with monthly activity requirements, such as a minimum number of transactions, so they are best for people who use their account frequently.
  • Take note that interest-bearing checking accounts will usually have more requirements, such as setting up a direct deposit and making a certain number of monthly debit card transactions, to earn the high APY.

Business checking accounts generally offer higher transaction limits, allowing you to handle large volumes of payments and deposits. They also often come with business-specific tools like invoicing, payment processing, and integrations with accounting software such as QuickBooks or Xero. Choosing the right type of checking account is one of the most important steps in managing your finances. With so many different options available, it’s checking accounts essential to understand the benefits and limitations of each type. Below are the most common types of checking accounts, each catering to different financial needs and lifestyles. Ultimately, a great checking account should align with your specific needs, offering ease of use, minimal fees, and valuable features that help you manage your finances effectively.

Additionally, the account includes no foreign transaction fees on international purchases, which can save you a lot of money if you use your debit card while traveling abroad. This account also offers 24/7 customer service, which is ideal if you encounter any issues while abroad. Charles Schwab’s High Yield Investor Checking account is a top choice for frequent travelers. This account offers free ATM access worldwide and no foreign transaction fees.

The interest rates are typically much higher than what you’d find in a regular checking account, though they tend to be lower than those offered by savings accounts. A checking account is a type of bank account that allows you to deposit and withdraw money for everyday transactions. Unlike a savings account, which is meant for long-term savings and earning interest, a checking account is designed for easy access to your funds. It’s a central part of your financial toolkit, allowing you to pay bills, make purchases, and manage cash flow efficiently. Many of the best checking accounts on our list come from online-only banks because those banks tend to charge fewer fees and offer more perks.

Texas Capital Bank also scored well on our review of customer satisfaction metrics. While Discover offers 60,000 fee-free ATMs, you won’t receive ATM reimbursements if you use an out-of-network ATM. Consider this account if you have a Charles Schwab brokerage account, use ATMs frequently and don’t mind sacrificing rewards for lower fees.

Cocaine Addiction: Definition, Causes, Symptoms, Effects, and Treatment Methods

Whether it’s substance addiction, behavioral addiction, or process addiction, seeking professional help is crucial for recovery and reclaiming a healthier and happier life. Research has shown that individuals with a family history of addiction may have a higher risk of developing addiction themselves. Genetic factors can influence an individual’s vulnerability to substance abuse and addictive behaviors. However, it’s important to note that genetic predisposition is not the sole determinant of addiction.

Treatment centers implement confidentiality policies that prevent the disclosure of personal details without patient consent, a critical safeguard for professionals concerned about their reputations. Open and non-judgmental communication is necessary for creating a safe environment where individuals feel encouraged to seek help. Ritalin addiction is a condition characterized by the compulsive use of methylphenidate, a stimulant medication typically prescribed for ADHD. Carolina Center for Recovery works with most major insurance providers to make high-quality care accessible and affordable. Detection is typically achieved through immunoassay screenings, followed by gas chromatography-mass spectrometry (GC-MS) confirmation for forensic or clinical accuracy. The usage amount and testing type determines how long crack stays in a users system.

crack addiction: definition, symptoms, causes, and treatment

How can you help a person with cocaine addiction?

People who are high on crack might be more likely to have unprotected sex with multiple partners while others may choose to exchange sex for the drug. Meth addiction can be harmful to health, to the extent that it can even be fatal. It’s important to recognize this addiction and seek help for it as soon as possible. Behavioral therapies have proven effective in treating meth addiction and can help you live a substance-free life. However, consistently using meth damages the brain cells that produce dopamine, which can make it harder for the person to achieve the same high over time.

Substance Abuse and Mental Health Services Administration

Both inpatient and outpatient options are tailored to an individual’s needs and assist people with crack addiction to redress the psychological and emotional aspects of their dependency. Detox is the first step in treating crack addiction, focusing on safely removing the drug from the body while managing withdrawal symptoms. The immediate physical effects of using crack can include increased heart rate, elevated blood pressure, and hyperstimulation. Users may also experience dilated pupils, increased body temperature, and intense euphoria. However, these effects are often followed by a severe “crash” that can include depression and fatigue. Jenn is a Canadian writer and poet with a background in psychology, sociology, and natural health.

These strategies are essential for sustaining recovery, particularly for individuals in high-pressure professions. Caffeine addiction is a dependence on caffeine, a widely consumed stimulant found in coffee, tea, soda, and energy drinks. While not as dangerous as other substances, caffeine dependency leads to withdrawal symptoms such as headaches, fatigue, irritability, and difficulty concentrating. Treatment for caffeine addiction typically involves gradually reducing caffeine intake rather than abrupt cessation, along with behavioral modifications and support if needed.

Treatment Options for Addiction

  • Rehab facilities that offer dual diagnosis are often staffed with psychiatrists or clinical therapists that can diagnose and/or treat co-occurring mental health conditions.
  • It’s often not as simple as expecting a person to stop using it on their own, or thinking they’ll be better if they stop using it for a few days.
  • People typically smoke crack by heating it in a glass pipe; however, they may also add it to tobacco cigarettes or marijuana joints.
  • Each subsequent use strengthens such changes, enhancing the drug’s allure and heightening the risk of developing cocaine dependence (CD) and eventual addiction.
  • Our compassionate team is ready to support you through every stage of your recovery journey.

Calling the number is free and confidential, but treatment services may involve costs depending on your insurance coverage and the level of care required. Browse our directory or reach out to the Substance Abuse and Mental Health Services Administration (SAMHSA) for more information about addiction recovery. While we crack addiction: definition, symptoms, causes, and treatment receive compensation in the form of paid advertisements, these advertisements have absolutely no impact on our content due to our editorial independence policy. Our master’s-level addiction therapists provide expert, compassionate care tailored to your needs.

Crack Cocaine Addiction

  • Families identify and support loved ones struggling with stimulant misuse by recognizing warning signs, such as mood changes, secretive behavior, and physical symptoms like weight loss or insomnia.
  • A person may also overdose on crack cocaine, especially if they mix it with alcohol or heroin.
  • Symptoms of amphetamine addiction include compulsive drug-seeking behavior, increased risk-taking, neglect of personal hygiene, unexplained financial problems, and social withdrawal.

Cocaine, often glamorized as the “caviar of street drugs,” because of how expensive it is, is just as expensive to users. Recovery Guide LLC does not endorse any treatment provider, and we do not guarantee the quality of care, outcomes, or results from any treatment program listed or advertised on our site. All information is provided for informational purposes only and is not a substitute for professional medical advice. The drug is made by taking powdered cocaine and processing it further to produce crack. The environment in which a person grows up and lives influences the risk of developing cocaine addiction. Factors such as peer pressure, exposure to drug use, family dynamics, and socioeconomic status can contribute to the initiation and maintenance of drug use.

Long-term treatment also provides an opportunity for the individual to physically withdraw from crack while they focus on their mental and emotional rehabilitation. These centers also vary in terms of their provision of amenities which range from basic to luxury options. Long-term inpatient treatment varies in length but typically ranges between 3 to 18 months.

Effects on the Brain

According to the Substance Abuse and Mental Health Services Administration (SAMHSA), more than 432,000 Americans reported current use of crack cocaine in 2022, underscoring its ongoing presence in substance-related health emergencies. As a result, people need to take more of the drug more frequently in order to achieve the same high and prevent withdrawal symptoms. Crack cocaine is also known as “rock,” because it looks like small, hard shards of rock. We founded the Center for Brain Recovery to ensure we remain on the leading edge of mind-body research.

Amphetamine addiction is a condition characterized by the compulsive use of amphetamine which is a class of stimulant drugs that speed up brain function, causing increased energy, focus, and euphoria. Symptoms of amphetamine addiction include compulsive drug-seeking behavior, increased risk-taking, neglect of personal hygiene, unexplained financial problems, and social withdrawal. Modafinil addiction, while less common, involves the compulsive misuse of modafinil, a medication prescribed to promote wakefulness in individuals with narcolepsy, sleep apnea, or shift work sleep disorder. Symptoms of Modafinil addiction include compulsive drug-seeking behavior, increased risk-taking, neglect of personal hygiene, unexplained financial problems, and social withdrawal. Crack cocaine addiction is a severe form of cocaine addiction, characterized by the compulsive use of crack cocaine, a smokeable form of the drug that produces a rapid, intense high.

Medical detoxification and professional therapy provide physical and psychological stabilization for patients, but the outside world will always have stressors that can reignite a desire for crack cocaine. Since the treatment involves abstaining from the drug, the person may experience withdrawal symptoms such as fatigue, severe depression, anxiety, psychosis, and intense cravings for the drug during the detox process. In fact, it is a man-made drug that was originally developed in the early 20th century for medical purposes and was used as a nasal decongestant in inhalers to treat respiratory conditions. Cocaine overdose happens when the drug overwhelms the body, leading to life-threatening effects on the heart, brain, and respiratory system. The main reason for overdose is taking too much cocaine in a short time or mixing it with other substances, which increases toxicity. The symptoms of cocaine overdose are irregular heartbeat, high blood pressure, seizures, difficulty breathing, extreme agitation, hallucinations, confusion, high body temperature, stroke, and loss of consciousness.

Check with your provider to confirm which services, rehab centers, or medications are added, and ask whether preauthorization is required. Despite its addictive nature, recovery is possible, with 75.8% of individuals achieving remission within a decade. Cocaine use disorder occurs when repeated use of cocaine disrupts the brain’s reward system, leading to compulsive behavior and continued use of the drug despite harmful consequences. Common signs of cocaine use disorder include intense cravings, mood swings, paranoia, weight loss, and some physical symptoms like nosebleeds or dilated pupils. The signs and symptoms of stimulant use disorder are physical, psychological, and behavioral changes such as rapid heartbeat, mood swings, and neglect of responsibilities. Common elements of inpatient treatment programs for crack addiction include support groups, cognitive behavioral therapy, and healthcare for co-occurring disorders.

In its 6th edition, INW/IMW participated in Egypt Petroleum Show EGYPS 2023, which was held from 13 to 15 February 2023 at the Egypt International Exhibition Center.

In its 6th edition, INW/IMW participated in Egypt Petroleum Show EGYPS 2023, which was held from 13 to 15 February 2023 at the Egypt International Exhibition Center.

It was great opportunity to meet with our valuable customers, business partners and colleagues and to introduce our latest services as well as to discuss potential business opportunities.

On the Sidelines of  Egypt International Petroleum Conference and Exhibition (EGYPS 2023), a memorandum of understanding (MoU) was signed between the Egyptian Company for Gas Services ECGS and International Marine Works “IMW”.
The ceremony took place at ECGS booth in Hall 3, where it was signed by Engineer Amr Fathy, Chairman, and Managing Director, and on behalf of the International Marine Works “IMW”, Captain Omar Ezz El-Din, for cooperation in Rope Access Services, including Inspections, Non-Destructive Tests, Painting and Coating Works, Asset Integrity Management, and inspections and installations of cathodic protection.

Within the framework of the activities of the Egyptian International Petroleum Conference and Expo EGYPS 2023, Eng. Tarek El-Molla, Minister of Petroleum and Mineral Resources, visited the IMW booth, where he was welcomed by Captain Omar Ezz El-Din, Chairman and Managing Director, and Captain Mohamed Omar Ezz El-Din, Vice-Chairman, and Mr. Ahmed Omar Ezz El-Din, who expressed his gratitude for our successes and expansions, wishing for further progress.